Tebaldi at 13:31, 19 July 2026

2026-07-19T13:31:28Z

← Older revision		Revision as of 13:31, 19 July 2026
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	Nevertheless, research is never complete, and there is still a lot to learn studying the consequences of pilot projects and early CBDC launches. For instance, the failure of Dinero Electrónico<ref>White, Lawrence H. “The World’s First Central Bank Electronic Money Has Come – and Gone: Ecuador, 2014-2018.” ''Cato Institute'', 2 Apr. 2018, www.cato.org/blog/worlds-first-central-bank-electronic-money-has-come-gone-ecuador-2014-2018.</ref><ref>Arauz, Andrés, et al. “Dinero Electrónico: The Rise and Fall of Ecuador’s Central Bank Digital Currency.” ''Latin American Journal of Central Banking'', vol. 2, no. 2, June 2021, p. 100030, 10.1016/j.latcb.2021.100030.</ref>, a mobile payment system designed by the Banco Central del Ecuador, can immensely help research. This program was introduced in 2014, with the aim of increasing financial inclusion and lower the need for holding and distributing big quantities of USD notes, but it was instead met by continuous criticism. One of the reasons it was unsuccessful was its failure to achieve popularity partially due to a lack of trust in the central bank. Trustworthiness and credibility of the issuer are further aspects to be taken into account concerning the introduction of a CBDC, as well as its legal implications.		Nevertheless, research is never complete, and there is still a lot to learn studying the consequences of pilot projects and early CBDC launches. For instance, the failure of Dinero Electrónico<ref>White, Lawrence H. “The World’s First Central Bank Electronic Money Has Come – and Gone: Ecuador, 2014-2018.” ''Cato Institute'', 2 Apr. 2018, www.cato.org/blog/worlds-first-central-bank-electronic-money-has-come-gone-ecuador-2014-2018.</ref><ref>Arauz, Andrés, et al. “Dinero Electrónico: The Rise and Fall of Ecuador’s Central Bank Digital Currency.” ''Latin American Journal of Central Banking'', vol. 2, no. 2, June 2021, p. 100030, 10.1016/j.latcb.2021.100030.</ref>, a mobile payment system designed by the Banco Central del Ecuador, can immensely help research. This program was introduced in 2014, with the aim of increasing financial inclusion and lower the need for holding and distributing big quantities of USD notes, but it was instead met by continuous criticism. One of the reasons it was unsuccessful was its failure to achieve popularity partially due to a lack of trust in the central bank. Trustworthiness and credibility of the issuer are further aspects to be taken into account concerning the introduction of a CBDC, as well as its legal implications.
	To sum up, despite the topics already studied, further research is still necessary, and the conclusions reached must be read in accordance with the evidence collected through the pilot projects.		To sum up, despite the topics already studied, further research is still necessary, and the conclusions reached must be read in accordance with the evidence collected through the pilot projects.
	<references />
			=== A contribution (in Italian) by P. Mottura ===
			'''[[Contributo CBDC Mottura\|Central Bank Digital Currency: opzioni e criticità, tra wallet e conto]]''' contributo di '''Paolo Mottura''' da '''Bancaria, Ottobre 2022.'''<references />

3091926 at 17:16, 29 November 2022

2022-11-29T17:16:44Z

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3091926 at 16:53, 2 November 2022

2022-11-02T16:53:48Z

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3091926: Created page with "== The Evolution of Central Bank Digital Currency == === Introduction === Developments in technology, changes in taste, and economic growth have affected monetary transformat..."

2022-09-12T15:05:17Z

Created page with "== The Evolution of Central Bank Digital Currency == === Introduction === Developments in technology, changes in taste, and economic growth have affected monetary transformat..."

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CBDC - Revision history

Tebaldi at 13:31, 19 July 2026

3091926 at 17:16, 29 November 2022

3091926 at 16:53, 2 November 2022

3091926: Created page with "== The Evolution of Central Bank Digital Currency == === Introduction === Developments in technology, changes in taste, and economic growth have affected monetary transformat..."